--- title: How We Work | Bigbie Insurance & Benefits description: Experience personalized insurance support with Bigbie. We advocate for your employees, optimize costs, and simplify benefits administration for Oklahoma businesses. image: https://bigbieinsurance.com/hubfs/Unposed%20group%20of%20creative%20business%20people%20in%20an%20open%20concept%20office%20brainstorming%20their%20next%20project..jpeg --- [Skip to content](https://bigbieinsurance.com/how-we-work#main-content) [![Logo - Bigbie Insurance](https://bigbieinsurance.com/hs-fs/hubfs/Logo%20-%20Bigbie%20Insurance.png?width=157&height=50&name=Logo%20-%20Bigbie%20Insurance.png "Logo - Bigbie Insurance")](https://bigbieinsurance.com?hsLang=en) - [How We Work](https://bigbieinsurance.com/how-we-work) - [About Us](https://bigbieinsurance.com/about) - [Benefit Solutions](https://bigbieinsurance.com/benefit-solutions) - [Insurance Solutions](https://bigbieinsurance.com/insurance-solutions) - [Services](https://bigbieinsurance.com/services) - [Insights](https://bigbieinsurance.com/blog) [Start a Conversation](https://bigbieinsurance.com/contact?hsLang=en) # The Bigbie Difference Because here's the truth: Anyone can sell you insurance. Not everyone will be there at 4:47 PM on a Friday when your employee's claim gets denied. [Start a Conversation](https://bigbieinsurance.com/contact?hsLang=en) [Learn More](https://bigbieinsurance.com/about?hsLang=en) Who We Are ### 22+ Years Serving Oklahoma Businesses It's not just about presenting plan options. It's about sitting with Sarah from accounting who's worried about her husband's diabetes medication, or helping Mike understand how an HSA could save his family thousands. Real Examples: - Analyzing Employer Contributions to meet budget needs of the owner/organization - Successfully appealing prescription denials that changed lives - Helping employees build $15,000+ HSA accounts - Fighting insurance companies when they get it wrong ![Andy with a Client](https://bigbieinsurance.com/hs-fs/hubfs/Andy%20with%20a%20Client.png?width=416&height=556&name=Andy%20with%20a%20Client.png) ![users-round](https://bigbieinsurance.com/hubfs/Icons/users-round.svg) ### Group Employee Benefits Medical, dental, vision, life, and disability coverage that actually works for your budget. - Side-by-side carrier comparisons - Cost optimization strategies - Clear employee communication ![folder-kanban](https://bigbieinsurance.com/hubfs/Icons/folder-kanban.svg) ### Modern Plan Design HSA, HRA, and level-funded options that typically save 10-15%. - HSA setup and education - Telehealth integration - Primary care access programs ![brick-wall-shield](https://bigbieinsurance.com/hubfs/Icons/brick-wall-shield.svg) ### Executive Coverage Specialized protection for business owners and key employees. - Individual life and disability - Buy-sell agreements - Bank-owned life insurance ![calendar-arrow-up](https://bigbieinsurance.com/hubfs/Icons/calendar-arrow-up.svg) ### Year-Round Support When claims get complicated, Andy personally fights for the right outcome. - Prescription appeals - Claims advocacy - Direct access (no call centers) ![message-circle-more](https://bigbieinsurance.com/hubfs/Icons/message-circle-more.svg) ### Enrollment & Communication Your employees will actually understand their benefits. - Face-to-face enrollment meetings - Custom benefit packets - Payroll integration support ![lock-keyhole](https://bigbieinsurance.com/hubfs/Icons/lock-keyhole.svg) ### Compliance & Administration We handle the paperwork so you don't have to. - COBRA administration - Required notices and documentation - Section 125 and wrap plans ![Logos - unum](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20unum.png) ![Logos - Metlife](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Metlife.png) ![Logos - United](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20United.png) ![Logos - Guardian](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Guardian.png) ![Logos - Cigna](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Cigna.png) ![Logos - Delta](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Delta.png) ![Logos - BCBS](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20BCBS.png) ![Logos - Aflac](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Aflac.png) ![Logos - Lincoln](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Lincoln.png) ![Logos - Communitycare](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Communitycare.png) ![Logos - Boston](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Boston.png) ![Logos - Colonial](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Colonial.png) ![Logos - Allsavers](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Allsavers.png) ![Logos - Aetna](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Aetna.png) ![Logos - VSP](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20VSP.png) ![Logos - Prudential](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Prudential.png) ![Logos - Oscar](https://bigbieinsurance.com/hubfs/Logos/Logos%20-%20Oscar.png) ![Logo - Bigbie Insurance - White](https://bigbieinsurance.com/hs-fs/hubfs/Logos/Logo%20-%20Bigbie%20Insurance%20-%20White.png?width=200&height=64&name=Logo%20-%20Bigbie%20Insurance%20-%20White.png) 200 36TH AVE NW # 720152 • Norman OK 73070-2256 • Phone: [405-977-3721](tel:4059773721) [Privacy Policy.](https://bigbieinsurance.com/privacy-policy?hsLang=en)[Terms & Conditions](https://bigbieinsurance.com/terms?hsLang=en). 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